Fire is the number one cause of loss for farms and other agricultural operations. In recent years I've seen everything from wood burning stove fires to kitchen stove fires to an electrical fire in a large meat processing operation. More times than not the fire is severe and causes a lot of damage. As you look for ways to decrease insurance cost, the best way is to reduce your exposure to loss. Sometimes a carrier will provide a discount for preventative measures, other times your favorable loss experience will have impact.
Last fall our friends at www.insureyourfarm.com posted some quick tips on how to prevent fire losses at your property. To view their recommendations read A Real Barn Burner.
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